The application of pre-paid cash card for consumers

1. Touch-n-Go
Touch ‘n Go (TNG) card is a multipurpose pre-paid card which can be used in public transportation around Selangor and all highway in Malaysia. However, applications of Touch-n-Go are expended toward the retail purchases. Such as fast food industry and parking fees. Recently, TNG facilities at both the KL International Airport (KLIA) and Low-Cost Carrier Terminal (LCCT) since February this year. Consumer just load in money and use it to pay the fee, and prepaid card not like credit card is using the future money. It is very convenience to us.

2. Octopus

Octopus is one of the most successful " prepaid card" system. It is started from a transit payment system, and it has become a widely used electronic cash system. In Hong Kong, most of the people are using Octopus pre-paid card in different services including public transportation services, apparel stores, bakeries, car parks, cinemas, convenience stores, fast food chains, household stores, leisure facilities, personal care stores, photo finishing stores, photocopiers, supermarkets, and vending machines. From year 2006, ShenZhen and Macau also can use Octopus card.

3. Ezlink
Same as Touch-n-Go and Octopus, Ezlink is pre-paid card in Singapore. It can be used in different sector service including food & beverage, convenience shops, gaming, government service, health, shopping & retail, tertiary institutions, schools, private bus service and so on.




4. Oyster Card
Oyster card is known as " Pay as you go" cards. It is fully valid on London transport services. Started from 2007, Oyster card also can be used to purchase goods and services.

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Not only had these four prepaid card, others country also got prepaid card distributed. For example, Taiwan got EasyCard, Australia got SmartRider, Tcard, and myki.These four prepaid card got similiar features is to link to the public transport system. Besides that, we need to keep it safety. This is because prepaid not like credit card or debit card need to sign the receipt, so in order to protect ourselves' money, we need to be careful at all.